The following is an excerpt from the Terms (https://www.OfCourse.College/legal/terms.html), which you have accepted. Hereinafter, all terms shall have the meanings assigned to them in the Terms.

Purchases and payments

Pricing: The prices for individual Courses and Bundles of courses are displayed on the Platform or provided via a case-specific quote, depending on the type of enrollment and the specific requirements of the User. All prices are listed in the applicable currency and include any applicable taxes unless otherwise specified. We reserve the right to change pricing at any time; however, any changes will not affect purchases that have already been completed.

Payment methods: All payments for Courses and Bundles of courses must be made through a third-party payments service provider. We do not collect or store any payment details, including credit card information. Accepted methods of payment are those supported by the payments service provider, and may include credit or debit cards, bank transfers, or other payment methods, depending on the provider's policies and regional availability.

Purchase and start of the Course: Once a purchase has been completed, you will receive a confirmation email or notification outlining the details of your enrollment. The Course is considered "started" once you have accessed the Course materials or participated in any scheduled session or assignment related to that Course. The purchase is considered final once Course has been started, and start of the Course is treated as a binding allocation of resources on our side. This includes but is not limited to reserving Instructor time, Course materials, and access to the necessary infrastructure.

Refunds: Due to the non-reversible commitment of resources, no refunds are available for any Course that has started, including any Course in the Bundle of courses. In particular, no refund is available for any Course once the User has accessed any portion of the Course materials or attended any sessions of that Course. Complete refund is available for any Course that has not started.

In particular, stated refund policy applies to Courses in a Bundle of courses: Complete refund is available for any Courses in a Bundle of courses that have not been started. No refund is available for any Courses in a Bundle of courses that have been started.

Cancellation: Full refunds are available if a Course or Bundle of courses is canceled by you prior to the start of any Course. Cancellations must be made by following the instructions provided on the Platform or contacting our support team. Once some Courses in the Bundle of courses have been started, the prorated refund policy for Bundle of courses, as described above, will apply.

Scheduled start and enrollment: Certain Courses may require specific scheduling for your enrollment to accommodate class sizes, Instructor availability, or other capacity planning considerations. These requirements, including possible deadlines for scheduling or specific conditions tied to Course delivery, will be detailed on the Platform. By enrolling in such Courses, you agree to comply with any scheduling or capacity-related conditions specified at the time of enrollment.

Access to Course materials: Upon successful purchase and confirmation of enrollment, you will be granted access to the relevant Course materials as described on the Platform. Access to Course materials is generally provided for the duration of the Course or as otherwise specified. We reserve the right to modify or update the content of any Course as necessary to improve quality or respond to educational developments.

Changes and cancellations by us: We reserve the right to modify or cancel any Courses and Bundles of courses, including rescheduling start dates or making adjustments to Course content, for reasons such as insufficient enrollment, Instructor availability, or other unforeseen circumstances. In the event of a cancellation or significant modification of a Course or Bundle of courses by us, you will be entitled to a prorated refund for the canceled Courses, including any prorated refund for affected Bundles of courses as applicable.

Currency and taxes: Payments for Courses and Bundles of courses are typically processed in the currency specified at the time of purchase. You are responsible for any applicable taxes, fees, or currency conversion charges imposed by the payments service provider or your financial institution.

Dispute resolution: Any disputes related to payments or refunds will be handled in accordance with the applicable terms set by the third-party payments service provider. We will cooperate with the provider to resolve payment issues but are not responsible for any delays or errors caused by the payment provider.

Invoices: Invoices or receipts for your purchases will be issued electronically and sent to your registered email address. If required, you may request a hard copy of the invoice by contacting our support team.

Promotional offers: From time to time, we may offer promotional discounts or other offers on Courses or Bundles of courses. These offers are subject to additional terms and conditions and may be revoked or modified at any time at our sole discretion.