The following is an excerpt from the Termos (https://www.OfCourse.College/legal/terms.html), which you have accepted. Hereinafter, all terms shall have the meanings assigned to them in the Termos.

Purchases and payments

Pricing: The prices for individual Cursos and Pacotes de cursos are displayed on the Plataforma or provided via a case-specific quote, depending on the type of enrollment and the specific requirements of the Utilizador. All prices are listed in the applicable currency and include any applicable taxes unless otherwise specified. We reserve the right to change pricing at any time; however, any changes will not affect purchases that have already been completed.

Payment methods: All payments for Cursos and Pacotes de cursos must be made through a third-party payments service provider. We do not collect or store any payment details, including credit card information. Accepted methods of payment are those supported by the payments service provider, and may include credit or debit cards, bank transfers, or other payment methods, depending on the provider's policies and regional availability.

Purchase and start of the Curso: Once a purchase has been completed, you will receive a confirmation email or notification outlining the details of your enrollment. The Curso is considered "started" once you have accessed the Materiais do curso or participated in any scheduled session or assignment related to that Curso. The purchase is considered final once Curso has been started, and start of the Curso is treated as a binding allocation of resources on our side. This includes but is not limited to reserving Instrutor time, Materiais do curso, and access to the necessary infrastructure.

Refunds: Due to the non-reversible commitment of resources, no refunds are available for any Curso that has started, including any Curso in the Pacote de cursos. In particular, no refund is available for any Curso once the Utilizador has accessed any portion of the Materiais do curso or attended any sessions of that Curso. Complete refund is available for any Curso that has not started.

In particular, stated refund policy applies to Cursos in a Pacote de cursos: Complete refund is available for any Cursos in a Pacote de cursos that have not been started. No refund is available for any Cursos in a Pacote de cursos that have been started.

Cancellation: Full refunds are available if a Curso or Pacote de cursos is canceled by you prior to the start of any Curso. Cancellations must be made by following the instructions provided on the Plataforma or contacting our support team. Once some Cursos in the Pacote de cursos have been started, the prorated refund policy for Pacote de cursos, as described above, will apply.

Scheduled start and enrollment: Certain Cursos may require specific scheduling for your enrollment to accommodate class sizes, Instrutor availability, or other capacity planning considerations. These requirements, including possible deadlines for scheduling or specific conditions tied to Curso delivery, will be detailed on the Plataforma. By enrolling in such Cursos, you agree to comply with any scheduling or capacity-related conditions specified at the time of enrollment.

Access to Materiais do curso: Upon successful purchase and confirmation of enrollment, you will be granted access to the relevant Materiais do curso as described on the Plataforma. Access to Materiais do curso is generally provided for the duration of the Curso or as otherwise specified. We reserve the right to modify or update the content of any Curso as necessary to improve quality or respond to educational developments.

Changes and cancellations by us: We reserve the right to modify or cancel any Cursos and Pacotes de cursos, including rescheduling start dates or making adjustments to Curso content, for reasons such as insufficient enrollment, Instrutor availability, or other unforeseen circumstances. In the event of a cancellation or significant modification of a Curso or Pacote de cursos by us, you will be entitled to a prorated refund for the canceled Cursos, including any prorated refund for affected Pacotes de cursos as applicable.

Currency and taxes: Payments for Cursos and Pacotes de cursos are typically processed in the currency specified at the time of purchase. You are responsible for any applicable taxes, fees, or currency conversion charges imposed by the payments service provider or your financial institution.

Dispute resolution: Any disputes related to payments or refunds will be handled in accordance with the applicable terms set by the third-party payments service provider. We will cooperate with the provider to resolve payment issues but are not responsible for any delays or errors caused by the payment provider.

Invoices: Invoices or receipts for your purchases will be issued electronically and sent to your registered email address. If required, you may request a hard copy of the invoice by contacting our support team.

Promotional offers: From time to time, we may offer promotional discounts or other offers on Cursos or Pacotes de cursos. These offers are subject to additional terms and conditions and may be revoked or modified at any time at our sole discretion.